Indian Overseas Bank Recruitment 2025: The Indian Overseas Bank Recruitment 2025 has officially begun, with 400 vacancies announced for the position of Local Bank Officer (LBO) in Junior Management Grade Scale-I (JMGS-I). If you’re a graduate seeking a stable and respected career in public sector banking, this is your chance to join one of India’s leading government-owned banks.
The Indian Overseas Bank (IOB), headquartered in Chennai, is known for its widespread presence, especially in southern India, and for delivering strong financial services across the country. This recruitment drive will strengthen the bank’s regional operations and improve local outreach in states like Tamil Nadu, Maharashtra, Gujarat, West Bengal, Punjab, and Odisha.
Indian Overseas Bank Recruitment 2025
| Feature | Details |
|---|---|
| Bank Name | Indian Overseas Bank (IOB) |
| Total Vacancies | 400 Posts |
| Post Name | Local Bank Officer (LBO), JMGS-I |
| Job Type | Government, Banking |
| Application Period | May 12 – May 31, 2025 |
| Mode of Application | Online only |
| Job Location | State-wise across India |
| Eligibility | Graduate with local language proficiency |
| Selection Process | Online Exam + Language Test + Interview |
| Official Website | www.iob.in |
The Indian Overseas Bank Recruitment 2025 is a golden opportunity for graduates who want to build a career in banking. With 400 state-specific vacancies and a fair, transparent selection process, IOB is promoting regional talent while expanding its reach. If you are fluent in your local language and ready to serve in your state, this job could be your stepping stone to a long-term government banking career.
About Indian Overseas Bank (IOB)
Founded in 1937, IOB is one of the prominent public sector banks (PSBs) in India with a legacy of excellence in both domestic and international banking. As a government-owned entity under the Ministry of Finance, IOB operates over 3,000 branches across India, offering retail, corporate, agricultural, and international banking services.
The current LBO recruitment is part of a localized strategy to enhance banking efficiency in regional markets. By hiring local candidates who are fluent in the regional language and culture, IOB ensures better customer service and community engagement.
State-Wise Vacancy Distribution
| State | Language Requirement | No. of Vacancies |
|---|---|---|
| Tamil Nadu | Tamil | 260 |
| Maharashtra | Marathi | 45 |
| Gujarat | Gujarati | 30 |
| West Bengal | Bengali | 34 |
| Punjab | Punjabi | 21 |
| Odisha | Odia | 10 |
Candidates must be proficient in reading, writing, and speaking the local language of the state they apply for.
Eligibility Criteria for IOB Recruitment 2025
Educational Qualification
- A graduate degree in any discipline from a UGC-recognized university.
Age Limit
- Minimum: 20 years
- Maximum: 30 years (as of May 1, 2025)
- Relaxations:
- SC/ST: 5 years
- OBC (non-creamy layer): 3 years
- PwBD: 10 years
Language Proficiency
Candidates must:
- Be fluent in the local language of the state applied for.
- Pass a Language Proficiency Test (LPT).
Application Fee
| Category | Fee (incl. GST) |
|---|---|
| General/OBC/EWS | ₹850 |
| SC/ST/PwBD | ₹175 |
Fees are to be paid online only through debit/credit card, net banking, or UPI. The application is non-refundable.
IOB 2025 Selection Process: Indian Overseas Bank Recruitment 2025
1. Online Examination
An objective-type test covering:
- Reasoning & Computer Aptitude
- Banking Awareness & Current Affairs
- English Language
- Data Analysis & Interpretation
Each section will have a set time limit. Negative marking may apply.
2. Language Proficiency Test (LPT)
This assesses candidates’ ability to:
- Read and comprehend passages
- Translate short messages
- Engage in basic conversation in the regional language
3. Personal Interview
Candidates who clear both stages will be called for an interview to assess:
- Communication skills
- Banking knowledge
- Suitability for the role
Important Dates to Remember
| Event | Date |
|---|---|
| Application Starts | May 12, 2025 |
| Application Ends | May 31, 2025 |
| Admit Card Release | June 2025 (tentative) |
| Online Exam | To be announced |
| Interview & LPT | Post result declaration |
Always check the official IOB website for date confirmations.
Indian Overseas Bank Recruitment 2025 Apply: Online Application Process
- Visit the Official Website: Go to www.iob.in and click on the “Careers” section.
- Register Yourself: Use a valid mobile number and email ID. Set a password and note your registration number.
- Fill Out the Online Application Form: Enter:
- Personal information
- Academic history
- Work experience (if any)
- Preferred exam center
- Upload Documents: Required uploads:
- Recent passport-size photo
- Scanned signature
- ID proof (Aadhaar/PAN/Passport)
- Graduation certificate
- Pay the Application Fee: Use secure gateways to pay the appropriate fee. Save the e-receipt.
- Submit & Print: Review details carefully, submit the form, and print a confirmation copy.
Tips to Crack the IOB LBO Exam
- Practice daily with mock tests from reliable platforms like Oliveboard or Gradeup.
- Follow banking news via RBI updates, The Hindu Business Line, and Financial Express.
- Use the Lucent GK Book for static awareness.
- Focus on language fluency if you’re applying in a non-native region.
- Revise basic computer aptitude concepts like MS Excel shortcuts and cyber security.
FAQs On Indian Overseas Bank Recruitment 2025
Q1. Can final-year students apply?
No. Only graduates with degree certificates by May 1, 2025, are eligible.
Q2. Is there negative marking in the online exam?
Yes, 0.25 marks may be deducted for every wrong answer.
Q3. Can I apply for more than one state?
No. One application per candidate. Choose the state you are proficient in.
Q4. Will I be posted in my home district?
There’s no guarantee. However, candidates are usually posted within the state of application.
Q5. Can I edit the application after submission?
Only before final submission. No edits are allowed once submitted
