IOB Bank Officer Recruitment Begins: The Indian Overseas Bank (IOB) has officially launched its Local Bank Officer (LBO) Recruitment 2025, announcing 400 vacancies across various Indian states. The application portal opens on May 12, 2025, and will remain active until May 31, 2025. This recruitment initiative presents a prime opportunity for young graduates and aspiring professionals seeking secure, prestigious careers in the public banking sector, especially within their home regions.
The recruitment aims to fill vacancies in Junior Management Grade Scale I (JMGS I) posts, also known as Local Bank Officers, a designation tailored to strengthen IOB’s local engagement and improve grassroots banking services. These roles are specifically localized, meaning selected candidates will work in branches within their state of domicile, creating greater opportunity for community development and job retention within states.
IOB Bank Officer Recruitment Begins
| Feature | Details |
|---|---|
| Total Vacancies | 400 |
| Position | Local Bank Officer (LBO) |
| Grade | Junior Management Grade Scale I (JMGS I) |
| Application Period | May 12 to May 31, 2025 |
| Educational Requirement | Graduation in any discipline from a recognized university |
| Age Limit | 20–30 years as of May 1, 2025 (relaxation for SC/ST/OBC/PwBD) |
| Application Fee | General/OBC/EWS: ₹850, SC/ST/PwBD: ₹175 |
| Selection Process | Online Exam → Language Proficiency Test → Personal Interview |
| Official Website | iob.in/Careers |
| States Included | Tamil Nadu, Maharashtra, Gujarat, West Bengal, Punjab, Odisha |
The IOB Local Bank Officer Recruitment 2025 is an outstanding career gateway for graduates who wish to work in the banking sector while serving their own communities. With a localized focus, fair pay, defined career paths, and development support, this recruitment empowers aspirants to thrive professionally and personally. Apply before May 31, and take the first step toward a meaningful and rewarding career in banking.
What Is the IOB Local Bank Officer Role?
The Local Bank Officer is a frontline public banking position tailored to build connections with regional customers. The key differentiator is localized postings, unlike traditional officer roles that might require interstate transfers. This not only enhances local customer service but also helps bridge the trust gap often seen in rural and semi-urban banking.
Key Responsibilities:
- Overseeing daily branch operations including staff coordination
- Handling account openings, KYC compliance, and loan applications
- Providing on-ground assistance to customers for digital banking
- Promoting schemes like PMJDY, Mudra Yojana, and rural credit programs
- Supporting compliance and financial audits
- Participating in financial literacy programs in rural communities
This position not only offers a pathway to a fulfilling banking career but also enables candidates to make a tangible social impact by serving their own communities.
Eligibility Criteria
The eligibility criteria are designed to be inclusive and accessible for young graduates:
Educational Qualification:
- A Bachelor’s degree in any stream (Science, Arts, Commerce, or Professional courses) from a UGC-approved or government-recognized university.
Age Limit:
- Minimum Age: 20 years
- Maximum Age: 30 years (as of May 1, 2025)
Age Relaxation:
- SC/ST candidates: 5 years
- OBC (Non-Creamy Layer): 3 years
- PwBD (all categories): 10 years
Language Proficiency:
- Proficiency in the reading, writing, and speaking of the state’s local language is mandatory. This will be tested during the LPT round.
Applicants must provide evidence of language proficiency, such as schooling in the local language or a certificate from a recognized institution.
State-wise Vacancy & Language Requirements
| State | Vacancies | Language Proficiency |
|---|---|---|
| Tamil Nadu | 260 | Tamil |
| Maharashtra | 45 | Marathi |
| Gujarat | 30 | Gujarati |
| West Bengal | 34 | Bengali |
| Punjab | 21 | Punjabi |
| Odisha | 10 | Odia |
Applicants are allowed to apply for only one state and must ensure fluency in the language mentioned. The bank will reject candidates failing the LPT.
Important Dates
| Event | Date |
|---|---|
| Online Application Start | May 12, 2025 |
| Online Application Close | May 31, 2025 |
| Fee Payment Deadline | May 31, 2025 |
| Admit Card Release | June 2025 (TBA) |
| Online Exam (Tentative) | July 2025 (TBA) |
| Interviews | August 2025 (TBA) |
IOB Bank Officer Recruitment Begins: Guide to Apply for IOB LBO 2025
- Access the IOB Careers Page: Go to iob.in/Careers and click the link for ‘Local Bank Officer 2025–26.’
- Registration:
- Fill out your personal details (name, DOB, email, mobile number).
- Choose a secure password and generate login credentials.
- Application Form:
- Enter educational details, address, and select your desired state and local language.
- Upload scanned copies of your passport photo, signature, and ID/address proof.
- Payment of Application Fee:
- General/OBC/EWS: ₹850
- SC/ST/PwBD: ₹175
- Payment methods: Debit/Credit Card, Net Banking, UPI
- Final Submission:
- Recheck all details
- Submit the application
- Download the acknowledgment receipt and print your completed application form
Keep all transaction IDs and application references safe for future use.
Selection Process Explained
The selection process includes three distinct stages:
Stage 1: Online Computer-Based Test (CBT)
- Duration: 3 hours
- Total Questions: 140
- Maximum Marks: 200
- Sections:
- Reasoning & Computer Aptitude
- General Banking Awareness & Economy
- Data Interpretation
- English Language
- Negative Marking: 0.25 marks deducted per wrong answer
Stage 2: Language Proficiency Test (LPT)
- Conducted in person
- Tests reading comprehension, translation, and oral fluency
Stage 3: Personal Interview
- Based on a 1:3 shortlist ratio from CBT + LPT scores
- Assesses:
- Communication skills
- Domain knowledge
- Confidence & ethics
Final selection will depend on the cumulative performance in all stages.
Salary Structure & Perks
Basic Salary:
- ₹48,480 per month (as per JMGS I pay scale)
Additional Benefits:
- Gross Salary: ₹65,000 to ₹85,000 per month (including allowances)
- Perks:
- House Rent Allowance (HRA)
- Dearness Allowance (DA)
- City Compensatory Allowance
- Medical Reimbursement
- Travel Concessions
Career Progression:
- Local Bank Officer → Assistant Branch Manager → Branch Manager → Regional Manager → Zonal Head
IOB supports employee development through in-house training, annual appraisals, and promotions based on performance.
Airports Across India Are Secretly Hiring; Apply Before These Jobs Disappear
Indian Army Offers ₹1.2 Lakh Salary for 2025 Recruits; Here’s How to Apply
Study Tips & Resources for Preparation
1. Follow a Daily Schedule:
- Allocate 2–3 hours daily for each section of the online exam
2. Use Trusted Books:
- Banking Awareness: Lucent General Knowledge, Banking Digest
- Reasoning: Verbal & Non-Verbal Reasoning by R.S. Aggarwal
- English: Objective English by S.P. Bakshi
- Quantitative Aptitude: Fast Track Arithmetic by Rajesh Verma
3. Practice Local Language:
- Read regional newspapers
- Watch news in the local language
- Practice writing short essays
4. Mock Tests & Online Practice:
- Try sample tests at testbook.com or gradeup.co
- Review past IOB or IBPS papers
FAQs On IOB Bank Officer Recruitment Begins Tomorrow
Q1. Can I apply for more than one post/state?
A: No, applications are restricted to one state and post per candidate.
Q2. Is banking experience mandatory?
A: No. This post is open to freshers and experienced candidates.
Q3. What documents are needed for LPT?
A: School certificates, recognized language course certificate, or self-declaration.
Q4. Can the exam center be outside my state?
A: Yes, IOB will allocate centers as per availability.
Q5. Will the probation period include training?
A: Yes, selected candidates will undergo a probation and orientation period of 2 years.
