SBI CBO Recruitment 2025 Begins: The State Bank of India (SBI) has officially kicked off the SBI Circle Based Officer (CBO) Recruitment 2025, inviting applications for a whopping 2,964 CBO positions spread across the country. This includes 2,600 regular posts and 364 backlog vacancies, offering an incredible opportunity for experienced bankers looking to take the next step in their careers. As the largest public sector bank in India, SBI offers not just job security but also career growth, extensive benefits, and professional recognition.
Designed specifically for professionals already working in the banking sector, this recruitment drive seeks individuals with real-world experience who are ready to take on leadership roles within SBI’s various regional circles. From handling branch operations and building client relationships to leading service teams and ensuring compliance, the Circle Based Officer role is a multidimensional position with long-term prospects.
Whether you’re already an officer at a scheduled commercial bank or a regional rural bank (RRB), this article breaks down every aspect of the SBI CBO Recruitment 2025—including eligibility criteria, application process, exam pattern, preparation tips, and more—so you can apply confidently and strategically.
SBI CBO Recruitment 2025 Begins
| Feature | Details |
|---|---|
| Recruiting Authority | State Bank of India (SBI) |
| Post Name | Circle Based Officer (CBO) |
| Total Vacancies | 2,964 (2,600 Regular + 364 Backlog) |
| Application Dates | May 9, 2025 – May 29, 2025 |
| Exam Date | July 2025 (tentative) |
| Eligibility | Graduation + 2 years’ banking experience |
| Age Limit | 21 to 30 years (as of April 30, 2025) |
| Application Fee | ₹750 (General/OBC/EWS); Nil for SC/ST/PwBD |
| Selection Process | Online Test + Screening + Interview + Local Language Test |
| Official Website | sbi.co.in |
The SBI CBO Recruitment 2025 is a high-value career opportunity for qualified, experienced banking professionals looking to step into more responsible, leadership-oriented roles. With 2,964 vacancies spread across India, SBI is clearly aiming to bolster its frontline operations by hiring seasoned talent.
Apply early, ensure all documents are in place, and begin focused preparation using the tips outlined above.
Understanding the SBI CBO Role
A Circle Based Officer (CBO) is more than just a manager. It’s a leadership role responsible for implementing policies, driving branch performance, supporting financial inclusion goals, managing team dynamics, and building strong customer relationships. CBOs serve as a vital bridge between strategic decisions and on-ground execution.
CBOs are posted in specific circles, and inter-circle transfers are restricted until certain service milestones are reached—ensuring continuity and familiarity with local business environments. The role also involves loan sanctioning, risk assessment, regulatory compliance, and relationship management with high-net-worth clients (HNIs).
This makes the CBO post an attractive option for professionals seeking career growth without having to start from entry-level positions such as Probationary Officer (PO).
Eligibility Criteria Explained
Educational Qualification
- Applicants must hold a Bachelor’s Degree in any stream from a recognized university or institution.
- Additional certifications like JAIIB, CAIIB, or diplomas in banking/finance will be considered advantageous.
Work Experience
- Minimum 2 years of experience as an officer in a Scheduled Commercial Bank (SCB) or Regional Rural Bank (RRB).
- The experience cutoff date is April 30, 2025. Proof such as appointment letters and experience certificates must be provided.
Age Limit
- Minimum: 21 years
- Maximum: 30 years
- Applicable for candidates born between May 1, 1995, and April 30, 2004 (inclusive).
Age Relaxation
- SC/ST: 5 years
- OBC (Non-Creamy Layer): 3 years
- PwBD (General): 10 years
- PwBD (OBC): 13 years
- PwBD (SC/ST): 15 years
SBI CBO Recruitment 2025 Begins Guide to Apply Online
To simplify your application journey, here’s a user-friendly guide:
- Visit SBI’s Official Website: Open sbi.co.in and head to the “Careers” section.
- Navigate to Openings: Under “Current Openings,” click on “Recruitment of Circle Based Officers (2025)”.
- Register Yourself: Fill in your basic details to generate login credentials.
- Complete the Application Form:
- Input all personal, educational, and professional details accurately.
- Select your preferred circle carefully. You can apply for only one circle.
- Upload Documents:
- Recent passport-size photograph
- Signature
- Proof of identity
- Degree and work experience certificates
- Local language proof if applicable
- Pay the Application Fee: Use online payment methods: debit/credit cards, UPI, or net banking
- Final Review and Submission:
- Preview your application before clicking submit
- Download the acknowledgment and application printout
Circle and Language Proficiency Requirements
Each CBO is posted to a specific circle—generally representing a particular state or region. Candidates are required to be fluent in the local language, both spoken and written.
SBI may conduct a local language test for those who haven’t studied it formally. Language proficiency is essential, as CBOs need to liaise with customers and local officials.
Detailed Selection Process
The recruitment process includes four stages:
1. Online Objective Test
- Total Questions: 120
- Sections:
- English Language (30 marks)
- Banking Knowledge (40 marks)
- General/Economic Awareness (30 marks)
- Computer Aptitude (20 marks)
- Duration: 2 hours
- No Negative Marking (as per previous notifications)
2. Descriptive Test
- 50 marks, 30 minutes
- Includes: Letter Writing and Essay (in English)
3. Document Screening and Personal Interview
- The interview assesses leadership qualities, banking acumen, and customer focus.
- Carried out in person or via video conferencing
4. Local Language Proficiency Test
- Exemptions apply to candidates with school/college-level proficiency
SBI CBO Salary, CTC, and Benefits
Basic Pay Structure
- Initial basic pay: ₹48,480
- Pay scale: ₹48,480–₹85,920 with four advance increments
Total CTC (Cost to Company)
- Including allowances, gross CTC exceeds ₹9–10 lakhs per annum, depending on posting location
Perks and Allowances
- Dearness Allowance (DA)
- House Rent Allowance (HRA)
- City Compensatory Allowance (CCA)
- Furniture and newspaper allowance
- Leave Travel Concession (LTC)
- Medical benefits for employees and their families
- Pension and retirement benefits under NPS
Bihar SHS CHO Recruitment 2025 – Apply Online for 4500 Post, Eligibility
ASRB NET, ARS, SMS, STO Recruitment 2025 – Apply Online for 582 Posts
Preparation Tips for SBI CBO 2025
To help you crack the exam and interview, follow these actionable tips:
- Understand the Syllabus Thoroughly: Focus on finance, economy, and banking regulations
- Practice Descriptive Writing: Write essays on current banking trends and letters using formal formats
- Stay Updated: Read business newspapers like The Economic Times and follow RBI updates
- Take Mock Tests Weekly: Simulate real exam environments with time tracking
- Prepare for Interviews: Work on answers related to past experience, ethical banking, and customer-centric approaches
FAQs On SBI CBO Recruitment 2025 Begins
Q1: Can I apply for multiple circles?
No. Only one application is permitted per candidate.
Q2: Is there a bond or minimum service requirement?
While no bond is mentioned, inter-circle transfers are restricted until promotion to SMGS-IV or 12 years of service.
Q3: Will SBI provide training to selected CBOs?
Yes. Induction and orientation training will be conducted upon joining.
Q4: What if I am unable to prove language proficiency?
You may be disqualified if you cannot pass the local language test.
Q5: Are private bank employees eligible?
No. Only officers from SCBs or RRBs are eligible.
